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Monday, March 02, 2009

» Putting Thought into it

By China at 8:58 PM

I think so many people make decisions off of other what's thoughts or actions but really don't think about what they want or need (which may or may not be a good thing). For example, when I was doing my finance project we had to look and compare different CA car insurance providers and see which ones were the best. I think that just in general people don't do that. When making big life choices (and car insurance really is a big life choice, or any insurance in general actually) you need to weigh all of your options and decide which is best for you as an individual or as a family maybe.

For my project we also had to talk to our parents about the kind of the insurance that they have for their cars (well for ours too since they are paying for it still ha) and we had to ask them what was appealing to them and why they ended up with that particular provider and then we had to compare it with other ones and go back to our parents with the results.

It turns out that the auto insurance that we currently have is one of the best providers and while it may be a little expensive (maybe closer to the higher pricing) it is definitely getting the biggest bang for your buck (especially with 2 young girl drivers ha, sorry dad). However, I did find out that my dad went with this kind of insurance just because that is what my grandparents had and he felt comfortable in not looking around since they have had a good experience with it. While that is lucky, and he probably would have found that he liked this one the best after researching, it is a smart idea to compare your options.

So for the rest of our project, we spent the day in the computer labs looking up cheap web auto insurance and deciding whether price was an issue when it came to quality and also instant web automobile insurance and getting quotes right then and there instead of having to call or go in and talk to a person. It is nice to have the internet to be able to do background research so that you can make sure that you and your family are getting the best service and it isn't hard or time consuming at all!